Make money romantic
Good morning lovely readers of the Goddess Blog and welcome to another day and another blog post by your favorite Goddess!
As it is Monday today - and a really beautiful Monday at that - I decided to have a nice post written for you guys, a laid back one, and I decided to write about how you guys can make the subject of money more romantic!
Stick around for today’s post, it will start off the week for you guys in the best way possible - and as always, remember to drop in some coffees for your Goddess to show me some of your lovely appreciation!
A recent survey from LearnVest, an online provider of financial planning services, found that 68 percent of Americans in relationships say that finances cause more tension with their partner than their sex life does.
The New York–based firm polled 1,000 adults online between Dec. 8 and Dec. 13.
In fact, nearly a quarter of the participants said that they have ended a relationship over money. Close to six in 10 said they would rather be single for the rest of their lives than to marry someone with bad financial habits.
“From the jobs we take to the way we raise our children, there are so many life decisions that have to be made as a couple — and most will impact your money,” said Alexa von Tobel, founder of LearnVest.
It turns out that couples often know very little about the state of each other’s personal finances.
Only half of the individuals surveyed know their significant other’s investment account balances.
Meanwhile, 32 percent don’t know how much their partner earns or the amount he or she has in bank accounts.
So, how can this situation be fixed? Well, in no particular order, here are some ways into how to make money a romantic subject and that your cash flow does not get in the way of your relationship:
1. Go On A Date To Talk About Money
A relaxing Sunday morning is a more ideal time to have a financial conversation than at the end of a long workday when you’re lying in bed and exhausted. Trust me, a simple and easy way to do this talk that will make your life a whole lot easier!
2. Stay Casual
Your “finance date” shouldn’t be a formal affair. You can have your talk over a glass of wine and some takeout. Just make sure that you’re having this chat in a quiet place.
3. Do Your Homework
Do your homework before you meet up. Bring your credit card and bank statements, student and car loan balances, or a copy of your credit score and relevant reports. It’s important to come to the conversation with full knowledge of your financial picture. Honesty is appreciated more than you can imagine!
4. Combining Accounts
Blending your finances with your squeeze might not be the best idea for you two —or it might be.
If you love compromise, combining your finances may be a good fit. If you’re fiercely independent, keeping your finances separate may be the way to go. Basically, a joint account means stability - isn’t that what everyone strives for in a relationship?
5. Keep Your Common Goals In MInd
Wrap up your “finance date” with a round-up of your shared goals, even if they’re long term.
Taking the pulse on these big-picture ambitions will ensure that you both stay on the same page and keep you motivated while you save up for them together. Simple and easy!
There you go guys! A nice way to start up this week, don’t you think? :D
Goddess is out for the day, I will be back tomorrow with a new post,
xxxxxxx
